How was August for spending?  Better. My spending on my visa was lower than previous months, but it’s not ideal yet. I did put clothes on my visa as I described. The challenge is that I needed the clothes, but I didn’t feel that I had the money. So the stress is there. But I did use it once in August for a restaurant spending.
So for September:

• Cancel my private extended medical now that I have work medical
• Reduce my cable TV service since I hardly use it anymore and I can always get programs at the video store or online if I want to watch something. Ideally I’ll also speed up my internet service at the same time. Maybe switch internet providers.
• Set up a new credit line and link it to my chequing account so that I don’t have to worry about transfer delays anymore etc.
  • I’ve got an appointment at my bank to re-organize things, so this is underway…
• Set up a savings account at my bank so that I can connect it to my chequing. Hopefully that way there is a reduction in money transfer delays when I need to do transfers urgently.
• Revisit my cell phone plan and determine what the most cost effective options are for that

Hopefully these goals for this month will help me with my arrangments as I make choices about my goals…